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Taxes, Rent and Safety Compared 2026

Updated October 2026 · 6 minute read · Not tax, legal or immigration advice

Somewhere in Hobart right now, a founder is looking at the Derwent with the mountain behind it and wondering how much further a growing business can go while income tax and the Medicare levy take their share, while a friend posts a Tuesday sunset from a Dubai rooftop. I have watched plenty of founders and professionals from Australian cities make the move since I arrived in Dubai in 2007, and when they sit down with me the conversation almost always comes back to three things: how much of their income they keep, what a normal month costs, and how it feels to walk home at night.

So rather than simply tell you Dubai is better, I have put the two cities head to head on the six things people ask me about most, all in Australian dollars, so you can judge for yourself.

Key takeaways

Income tax: on an A$351,568 income, Australian income tax and the Medicare levy take about A$131,000 a year, while Dubai takes A$0.

Living costs: one person spends about A$4,178 a month in Hobart and A$4,980 in Dubai, rent included, which is about A$9,600 a year back in your pocket.

What you keep: after tax and a year of living costs, about A$292,000 stays with you in Dubai against about A$170,000 in Hobart.

Families: international primary school costs about A$29,655 a year per child in Hobart and A$25,230 in Dubai.

Safety: Dubai residents rate walking alone at night 83 out of 100, while people in Hobart give it 55.

Getting home: Emirates flies to Dubai from Sydney, Melbourne, Brisbane, Perth and Adelaide, so from Hobart you connect through Melbourne or Sydney.

Hobart vs Dubai at a glance

Same life, very different bill

Income tax on A$351,568 a year

HobartA$131,107

DubaiA$0

One-bedroom rent, city center

HobartA$2,571/mo

DubaiA$3,369/mo

One person, a month all in (rent plus everyday costs)

HobartA$4,178

DubaiA$4,980

How safe people feel walking alone at night (out of 100)

Hobart55

Dubai83

What you keep in a year on A$351,568

HobartA$170,328

DubaiA$291,814

All figures in Australian dollars. Tax from the 2026-27 Australian rate schedules; rent, living costs and safety from Numbeo, October 2026. Not tax advice.

1. Income tax: Dubai wins by about A$131,000 a year

Dubai wins this one outright, because the UAE does not levy income tax on individuals, while Australia takes a share of the same income through income tax and then a 2% Medicare levy on top.

For 2026-27 the ATO taxes nothing on the first A$18,200, then 15% up to A$45,000, 30% up to A$135,000, 37% up to A$190,000 and 45% on everything above that. The Medicare levy of 2% is charged in addition to those rates.

Picture a founder in Hobart taking A$351,568, which is about $250,000 at the Federal Reserve’s mid-September rate. Income tax comes to about A$124,076 and the Medicare levy to about A$7,031, so roughly A$131,107 goes every year, and on each extra A$1,000 they earn about A$470 goes with it. Across the full year that is about 37% of the whole income gone before a single bill is paid.

Income tax, in Australian dollars

What A$351,568 of income pays in income tax

Living in Australia

A$124,076

Australian income tax

Medicare levy: A$7,031

About A$131,107 a year

Living in Dubai

A$0The UAE does not charge income tax on individuals

A$351,568 is about $250,000 at $0.7111 to the Australian dollar, 2026-27 rates (ato.gov.au). Not tax advice.

Australian income tax is charged on people who are Australian residents for tax purposes, so what applies to you once your home is in Dubai depends on the residency rules that apply to your own situation. This is not tax advice. Speak to a tax specialist in your home country.

2. Rent: Hobart is cheaper by about A$800 a month

Rent is the one line where Hobart comes in lower, and I would rather show it straight. A one-bedroom apartment in the city center averages A$2,571 a month in Hobart and A$3,369 in Dubai on Numbeo’s October 2026 prices, and three bedrooms in the center come to A$3,045 against A$6,347. The tax line below is where that gets made up, and it is far larger.

3. Everyday costs: close to level

One person’s everyday costs before rent come to about A$1,607 a month in Hobart against A$1,610 in Dubai. With rent included the month comes to about A$4,178 in Hobart and A$4,980 in Dubai, so the month costs about A$800 less in Dubai.

Per month

Where the money goes, in Australian dollars

HobartDubai

One-bedroom rent, city center

A$2,571
A$3,369

Everyday costs before rent

A$1,607
A$1,610

Total a month

A$4,178
A$4,980
Dubai is about A$800 a month cheaperPlus A$131,107 a year of tax on top

Numbeo, October 2026.

The gap shows up in the small things, which is usually what new arrivals notice first. A meal at an inexpensive restaurant is A$18 instead of A$27, dinner for two at a mid-range restaurant is A$115 instead of A$128, a dozen eggs are A$4.70 instead of A$7.99, and a fast-food combo is A$13.40 instead of A$14.82.

Everyday prices

The small things add up, in your favor

Lunch at a casual restaurant

HobartA$27

DubaiA$18

Dinner for two, mid-range

HobartA$128

DubaiA$115

A dozen eggs

HobartA$7.99

DubaiA$4.70

Chicken, per pound

HobartA$5.57

DubaiA$5.84

Beef, per pound

HobartA$11.21

DubaiA$8.28

Fast-food combo meal

HobartA$14.82

DubaiA$13.40

Numbeo, September 2026.

For a family of four the picture is much the same, with everyday costs before rent of about A$5,740 a month in Hobart and A$5,663 in Dubai, and about A$8,785 against A$12,010 once a three-bedroom apartment in the city center is included. Rent keeps the month a little lower in Hobart, and the real difference is how much of your income is left to pay for it.

4. School fees: Dubai wins by A$4,426 per child

For families the biggest line on the budget is often school, and this is where the difference really opens up. A year at an international primary school costs about A$29,655 per child in Hobart and A$25,230 in Dubai, while a month of preschool runs about A$2,801 in Hobart against A$1,208 here. With two children in primary school that is about A$8,900 a year, which changes the whole question of what the move is worth.

For families

International primary school,
per child, per year

Hobart

A$29,655

Preschool about A$2,801 a month

Dubai

A$25,230

Preschool about A$1,208 a month

Two children in school: about A$8,900 a year stays in the family

Numbeo, October 2026.

5. Safety: Dubai wins, and residents feel it

Dubai wins clearly on safety. Its crime index, a score built from what residents report where lower means safer, sits at 16.2 against 33.6 in Hobart, which is about 52% lower. One of the survey questions shows the gap best: asked how safe they feel walking alone at night, Dubai residents score it 83 out of 100 and people in Hobart 55.

Safety

How safe people feel walking alone at night

Dubai83 / 100

Hobart55 / 100

Crime index, lower is safer

Dubai16.2
Hobart33.6

Numbeo crime survey, 2026. Scores are what residents report.

For parents that shows up in how much freedom the children get, and for everyone else it shows up in how rarely you find yourself thinking about it.

6. What you keep: about A$122,000 more in Dubai

Put tax and living costs together and the picture is clear. Take a single person on A$351,568 who rents a one-bedroom apartment in the city center: after a year of tax and living costs they keep about A$291,814 in Dubai and about A$170,000 in Hobart, a gap of A$121,486 in a single year. It is one number, but it lines up with the biggest line above, because the tax you do not pay is far larger than any difference in the month.

After tax and living costs

What you keep in a year on A$351,568

Hobart

A$170,328

After A$131,107 of tax and A$50,134 of living costs

Dubai

A$291,814

After A$0 of tax and A$59,754 of living costs

About A$121,486 a year more stays with you in Dubai

One person, one-bedroom apartment in the city center. Tax includes the Medicare levy. Numbeo, October 2026.

The scorecard

Six categories,
one clear winner

4Dubai
1Hobart

Level on everyday costs

Income tax

Hobart A$131,107 · Dubai A$0

Dubai ✓

Rent

Hobart A$2,571 · Dubai A$3,369

Hobart ✓

Everyday costs

Hobart A$1,607 · Dubai A$1,610

Level

School fees

Hobart A$29,655 · Dubai A$25,230

Dubai ✓

Safety

Hobart 55 · Dubai 83

Dubai ✓

What you keep

Hobart A$170,328 · Dubai A$291,814

Dubai ✓

You are still close to home

Moving here does not mean leaving Australia behind. Emirates flies to Dubai from Sydney, Melbourne, Brisbane, Perth and Adelaide, so from Hobart you connect through Melbourne or Sydney, and family, friends and a long weekend back home all stay within reach. Check emirates.com for current flight times and schedules.

Who should make the move?

The founder earning well in Hobart. If your income runs into the hundreds of thousands, the tax line alone is worth about A$131,000 a year on A$351,568, and that is before you count a single bill.

The family weighing private school. Two children in international primary school cost about A$8,900 a year less in Dubai, which changes the whole budget.

The business owner whose clients are already global. Your work travels with you, and Emirates flying to Dubai from five Australian cities keeps home reachable whenever you need it.

Questions people ask me

Do I still pay Australian tax if I live in Dubai?

Whether you owe Australian tax depends on whether you count as an Australian resident for tax purposes, which the ATO decides using a set of residency tests, so it is worth getting the answer in writing before you move. This is not tax advice. Speak to a tax specialist in your home country.

Is Dubai cheaper than Hobart?

For one person, yes, by about A$800 a month once rent is included, on Numbeo’s October 2026 prices, and Dubai takes A$0 income tax on top of that.

Is Dubai safe for families?

Dubai’s crime index is 16.2 against 33.6 in Hobart, and residents rate walking alone at night 83 out of 100 compared with 55 in Hobart.

How do I fly from Hobart to Dubai?

There is no Emirates flight from Hobart, so you connect through Melbourne or Sydney. Emirates flies to Dubai from Sydney, Melbourne, Brisbane, Perth and Adelaide, and the current schedules are on emirates.com.

Is moving to Dubai from Hobart worth it?

Hobart will always be Hobart. The real question is whether it is still giving you the life you are working so hard for, and if these numbers made you look twice, the next step is seeing what setting up your business in Dubai would cost.

Disclaimer: This page is general information for educational purposes only. It is not financial, tax, accounting, legal or other professional advice, and we are not licensed financial advisers, tax advisors, accountants or lawyers. Costs, rules and laws differ between countries and change over time, and your own situation matters, so please check current details with official sources and a qualified professional before you make any decision. Please do not rely on this page alone.

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